As I start with the nitty gritty of becoming permanent I’m trying to fathom the insurance angles, both health and motor. Currently still UK.
For motor insurance a UK policy covers 90 days in the EU standard but residency in France requires 183 days. Are people just living with the minimum only cover (after 90 days) or is there an insurer that offers some help anywhere? Own vehicle of course.
Similarly health medical cover. The EHIC will cover up to what the French would receive but that could still you leave open to the difference (covered by mutuelle in France) in medical costs for the treatment received. Again any insurers known to help here?
Note that all the medical/travel/accident policies I’ve read (and sadly that’s a lot now) all exclude motorised vehicles so no cover when on your sit on mower and exclude manual labour so no cover for DIY.
Has everybody just ignored this and hoped for the best?