Make sure you get the Correct Insurance for the sex you are having.
Please find a list of companies below catering for most tastes:
Sex with your wife/husband - Legal & General.
Sex on the telephone - Direct Line.
Sex with your Partner - Standard Life.
Sex with someone Different - Go Compare.
Sex with a lady of generous proportions - More Than.
Sex On the back seat of a car - Sheila's Wheels.
Sex with a posh bird - Privileged.
Sex with a prostitute- Commercial Union;
Sex with your maid- Employer's Liability.
Sex with an OAP - Saga !
Sex resulting in pregnancy- General Accident
and finally:-
Sex with a transvestite - confused.com !!!!!!