Cancelling France

How are you going to get the dogs to wear it?

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If you can get close enough to them to put a pair of sunnies on them, you probably don’t need the plastic pellet pistol.

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Excellent. The most common view I get of them is their retreating a$$es as they carry food away generally at distances of approximately 10 metres funnily enough, so this will do the trick. And with a clear run of open air towards the gate behind them if I miss. Thanks @NotaLot.

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I would like to make it clear that I would much rather be shooting at the owners of poorly trained/neglected pets, but that’s still frowned upon and I’m way too pretty for prison.

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We left France in October 2024 and I am still dealing with the administrative fallout. I had an email just a few days ago from CPAM saying I owed them 43.50 Euros for pharmacy and laboratoire interventions, despite having advised them at least a year ago, via official forms, submitted LRAR, that we had departed La belle France. I paid it! I am told bythe impots that I must submit a declaration in order to reclaim witholding tax that I was wrongly charged for last year. Until that is done I am unable to close my French bank account which is costing me €8.51 a month. Nightmare!

Thank you for bringing the thread topic back in line.
CPAM is one area that may well still be lurking to return with an unpaid account, we shall see.
I am hoping that because we left at the end of the financial year that the 2025 tax return, now submitted, will be our last.
Thi might not prove to be the case as I forgot to cancel the first 3 monthly ‘tax in advance’ payments made this year which I mistakenly thought would be used towards my 2025 payments.
Future payments are now cancelled and itcseems the only way to have them refunded is when submitting a tax return for 2026 in 2027.
I think I may well for go that exercise and allow the French state to spend my contribution as they think fit.

Out of interest, is the reason you can’t close your French bank account because you’ve set up a direct debit arrangement with the tax office?

Can’t you cancel that arrangement and revert to a system whereby you pay any tax owing by bank card or however we used to do it the dim and distant past? I’ve always understood the direct debit with the tax people can be cancelled at any time.

Just found this on the impôts site. Does carte bleue mean any old bank card? So basically it’s impossible to pay French taxes if you don’t have a French bank account? Surely that can’t be true.

Deeper digging indicates there are just 2 payment methods for amounts over €300.
PrÊlèvement automatique.
And something called “paiement en ligne” which is actually just a different form of direct debit. And does also seem to require a French bank account.
Is that seriously it? No other options?

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My earluer post of the impossibility of cancelling a payment via rhe impots for an account with SMD3 which they have agreed is not due, led me to cancel my direct debit with the impots.
When it comes to paying 2025 taxes there will not be a direct debit to pay them however I still have our french vank account so can pay from there.
If I didn’t pay then the french impots have the power to take it from your bank account.

So basically, John, one MUST keep a French bank account until you’re certain all your French tax liabilities have been settled. Because there is no other way to settle them?

Is there anything that stops you closing the account now and paying anything due by Wise? I can see this going on forever if you don’t.

We sent a letter stating our permanent return to the UK by recorded delivery to CPAM, containing our cartes vitales and a cheque to pay the amount that had been demanded as a contribution to taxis etc. We asked them to inform us of its safe arrival by email. Despite the failure to send an email, we assumed it had arrived safely when they cashed the cheque!

I appreciate there is a cost to that but in reality it’s a small price to pay when you think of how much you’ve just paid to move to another country.

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The impĂ´ts site says this:

Would Wise work here as Karen suggests?

Of course. I agree.
But it’s still worth knowing whether it’s absolutely essential to keep a French bank account for a long period after you leave. And whether there are other options for paying your taxes.
If you left, say, end of January year X and - like me - paid your tax bill in one go every August, you could end up having to keep a French bank account until August year X+1.
Unless some other method of payment were available to you - which it seems is the case.

Thinking - mistakenly- that you have to keep a French bank account might mean you also think you have to keep a French mobile. If, for example, you were worried that verification codes might not go through to a UK
mobile.

Personally if I were moving on, I wouldn’t want to keep a French bank account for a year and a half after I left, if I didn’t have to.

I suppose I could close it but it’s less hassle to keep it until everything’s settled which I’m hoping will be in August. I’m hoping to get a refund of the withholding tax that they took after I’d left and I’d like them to have somewhere to put it!

What was the withholding tax for?

Water pistols like the big pump action ones you can get from Gifi might work too, just saying.

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No idea really, they seemed to think I had some income from property even though I never have. I challenged it through the Gouv.fr portal and they’ve told me to do a tax return in May declaring no income and that wiil give them a means to reimburse me. We’ll see!

For future leavers ( I know a bit late for those who have left) looks like a good idea to get a free or cheap tier internet account with french iban. I think revolut currently is. Wise has a one off fee but no french iban. Strictly a uk account should be fine as well as they have ibans why not try?

Apparently the bank account just needs to be domiciled in SEPA (including the UK).
I’m sure you’re right and Revolut would work.

Don’t know about Wise, though. The IBAN is Belgian, isn’t it? But it’s not actually a bank and I’m not convinced this direct debit thing would work with Wise.

Rather weirdly, in the section of the tax site where they explain “paiement en ligne” there is no mention of income tax in the kind of taxes that can be paid using this method: