I have just made a deal with transferwise, I would like to inform other members that you must have internet banking if not you can do it with a debit card but you can only transfer £2000. The exchange rate is not what they tell you but is what it is at the time of exchange, which can be 24 hours or more later so in essence you are gambling.
Thanks Pamela, I will look into them.
Next time try currency fair ... they are great and the exchange rate is the best i have ever had in 9 years of moving money ... they have my custom from now on