Hello. Pretty cold out there eh? Time to sit round the fire and ponder on tax issues.
I am an early retiree and have been living in France almost 9 years. My income comes from a private pension (in the UK) and some bank interest, share dividends, etc.
Each year I complete a French tax self assessment form and then provide my Tax Reference to CPAM.
I pay: Tax on my income : Annual Social charge : Tax Fonciere : and Tax Habitation
In addition CPAM pass my information to URSSAF who then send me a quarterly bill.
We must know at least 50 other British couples living in France plus some Dutch and Germans. Apart from one other couple (who have similar circumstances to us), we know not a single other person who has even heard of URSSAF let alone sent them any money. Even more, the half a dozen French people we know well enough to discuss this matter with also have no idea why we are paying to URSSAF.
Of course, we have approached URSSAF and have even had a French friend approach them on our behalf, and the unfriendly attitude is - if we send you a bill, you pay it !
So, my question to all you experts out there, is : Does anyone else pay this kind of bill to URSSAF and why? What is it for?
Looking at the URSSAF website it would appear to relate to businesses in France - which I don't have (yet).
A taxing question eh?