Due to the good advice on SFN ihave just saved a nice wad of cash !
how you may ask ?
Well reading the various posts on cancelling insurance etc & customer care levels offered by the various insurance companies i decided to ask my local Allianz broker to visit & quote.
Currently we are with Groupama who have been a total disgrace in the way they have dismissed a claim which to me and anybody who knows the facts seems reasonable , the renewal pack arrived last week postmarked the 29 of November which really pissed me off - so we decided to ditch and shop around.
The Allianz quote for the house / gites / public liability / new for old / no excess /+ 2 cars is 600 euro cheaper than GRUMPAMA !
oh and i am expecting another devis from MMA but they expect me to show them my existing renewal contract first before they make an offer ! Muppets............
true but moneysupermarket have typically under 10 reviews for a given company, whereupon the French one has over 100. That makes the difference between an anecdote and a statistic. Me I like statistics.
There's a website which compares insurers according to customer opinions. This counts a lot to me, because if they cheat you when you need them most, ie refuse a claim, then it could be a complete disaster. (I'm not aware of a uk equivalent)
For mutuelle (hospitalisation) I think I'm going with AXA, even though they are 250€ more per annum, because of their much higher rating on this site (vs Swiss Life).
They just don't understand competition in France...... whereas in the UK, I received a quote in the post from the AA who provided my car insurance year before last.....for nearly £700, thats with no claims, the fact I am nearly 60 with over 30 years driving experience and no accidents and the fact I drive a 1 litre little car. My insurers Halifax quoted under £186...with same perks. So I rang the AA and told them their quote was pants...and had them look again and come up with something much closer to the £186, but still not good enough.....at least they understand being competitive and try harder!