Microentrepeneur liability insurance

OH does some TEFL teaching at home (in the dining room). One student (a child) had a sort of asthma attack recently (she's fine), and we got to thinking about what might happen if one of them fell and banged their head (or whatever) and the parent decided to make something out of it

We got a quote 190€.

Is it reasonable? Any other comments?

friad to say yes you do need a basic responsabilité civile pro - I'm about to get a quote for mine so I'll let you know

I did a quick search (as I should get myself something on those lines too…) I haven't decided anything yet, but this link seems helpful, if you read French http://assurance-professionnelle.comprendrechoisir.com/comprendre/tarif-assurance-professionnelle.