Hi everyone, hope you had a great weekend.
I have recently written a full blog post on the Assurance Vie (link here: Assurance Vie for British Expats in France: Benefits, Tax & Planning Guide | SJB Global) and wanted to share a quick summary for anyone in France thinking about investment or estate planning.
An Assurance Vie is a French-compliant investment policy combining life cover with flexible investments. Key benefits:
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Tax-deferred growth with lower tax rates after 8 years
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Annual tax-free withdrawals (€4,600 single / €9,200 couple)
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Inheritance tax perks of up to €152,500 per beneficiary
It’s a useful tool for retirement planning, reducing tax, and passing on wealth efficiently , worth considering if you haven’t looked into it before.
If you’re wondering whether it might suit your situation, happy to answer questions