Seeing as there has now to be a separate bank account for the autopreneur activity, rather than paying Banque Pop another load of fees for doing practically nothing, I was wondering about opening it in La Poste. All I want to do is pay cheques in really.
It looks to me like 4€20 a year for existing, free internet and free internet transfers to the personal account.
Have I got that right?
How long do I have to wait for cheques to clear (I don't doubt the customers), can I pay in one day and then transfer to my personal account the next?
Steve, the separate bank account doesn't have to be a business account. As you probably have a bank account in France, you can ask your bank to open a separate checking account without a credit card, and that should cost you nothing.
For example, in my case, I will just need a normal account without a checkbook or a credit/debit card in my bank (Société Générale) and get paid for my AE services into it, then by going online I can transfer whenever I want my credit balance from it to my regular household account.
This is probably a stupid question but does this 'checking' account have a specific French name? I only ask to try to save myself time when I visit my bank (CMB) to try to set up a separate account for my Autoentrepreneur income. I am guessing they will try to get me to pay for the privilege. Any advice would be greatly appreciated.