I don't know about you, but every year the same thing happens and yet again, after Christmas, we're feeling the pinch!
It would seem that I have (ahem) rather overspent during the festive season, so we're determined to have a frugal January and get back on track.
Here at SFN Towers we're 'Eating the Freezer' - this is my favourite money saving tip and obviously we are eating the contents rather than the freezer itself!
It does make for some 'interesting' meals (think fish fingers served on a bed of crumpets with a side order of blackberries and courgettes.....) but staying out of the shops whenever possible, really does help when you're on an economy drive.
So what do you do when you need to economise? Let's get those suggestions coming in and see if we can create an SFN Top Ten of money saving ideas!