Best Bank for Auto-Entrepreneur / Micro-Entrepreneur

Employed & Self Employed Auto/Micro-Entrepreneurs
10

Yes, totally agree, although I didn’t get to work with them I’ve had other online bank accounts.

Thanks for your help and to everyone in who pitched in as well, I will update the post with my Crédit Agricole experience. Fingers crossed.

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11

My experience with CA went like this:
I asked to open a second account. They asked why, I told them it was for my micro business. They said that in that case I had to open a business account. I said I didn’t want a business account. They showed me, on the screen, a statement of CA’s policy that any account used for business even for a micro had to be a business account. I said OK thanks in that case I’ll go elsewhere. They said, well of course you could open a second personal account but if you do that, we wouldn’t possibly ever be able to consider any loan application in the future. I said that’s fine because I don’t do loans. And they opened the account on the spot.
So don’t take No for an answer.

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12

Thanks for the info Anna!

13

I know it’s been a while but I just had a rendez-vous with Crédit Agricole today and it went really well. I now have a bank account! I didn’t mention anything about being an Auto-Entrepreneur so they didn’t try to push a business/professional account.

Got a simple account but I’m very happy that they didn’t ask for too much documents and the manager was very calm and seemed to make an real effort to help me out.

Thanks to everyone who gave me advice here, you guys rock! :slight_smile:

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14

Can you get your 2nd account in the micro business name? or is that pushing it /

15

I still have invites left for Monabanq, let me know if you want one :slight_smile:

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16

Not for a micro, no, because a micro is not a separate business entity. It’s a form of entreprise individuelle which means you and the business are one and the same legal entity (“personne physique”) so officially the business name has to be your name. A business can only have its own name if it’s a “personne morale” in its own right.

17

Hi James, if there are still invites to Monabanq I’d be interested :slightly_smiling_face:

18

Hi Mark

You should receive that in the next 24hrs via email. :slight_smile:

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19

Ooh this sounds Nice! I am also looking to open a new account with whoever is best for a micro-entrepreneur!

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20

Hi @HazelC

I’ve send you an invite, they can take up to 24hrs to land in your email inbox, check the spam folder too. You’ll need to hurry as the offer ends in a week or so :slight_smile:

21

Thank You, James!
HAve a Lovely Evening :slight_smile:

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22

hi. i’m new here. am i too late to get an invite for this bank account?!

23

Hi Georgie

I’ve sent you one, should arrive within 24hrs via email, check your spam if not. :slight_smile:

James

24

Thanks so much!

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25

Hi James
Just starting a new autoentrepreneur business. A bit late I know, but any monobanq invites left?

26

Yes, sure, you’ll get it by tomorrow via email :slight_smile:

27

Thanks for your help

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28

Not sure why it took so long, but just to thank James for the Monobanq invite, & to say that I received an email this morning advising that my account had been opened! Now to try & earn some money!

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29

Great, I’m sure you will love it, so user friendly and their customer service is top notch. :slight_smile: