your bank will offer such a device…
Look on MoneyVox.fr I think they have a reasonable spread of what’ available.
Or if you are feeling risky, go for crowdlending? We did well from our peer to peer lending in the UK bit have not tried in France.
I did that as well with Zopa but they only operate in the UK!
They have now stopped P2P completely… only last year or so. We never got round to telling them we’d moved!
Thank you all. The LEP is going to work for me. We are not exactly drowning in income. And the livret A will do quite nicely for the rest. Off to the post office we trundle.
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I would suggest N26, we have account with then since 2019 and are very happy with it.
There’s also psabanque.fr that offers savings accounts with taxable interest. Rate is now 1%, and they also have fixed term deposits with slightly higher rates. PSA Banque is just for savings, there is no card for example.
PSA Banque is part of the Stellantis group (Peugeot, Citroen, etc.)