Buying a car in france for all family to use - Insurance?

@GraemeL Would you mind if I edited your title please? It irritates me that the "g "is a “d”. :grin:

If it had only had a few replies I would have put up with it, but 40 replies on and it’s still wrong! :grin:

I’ve done it……

2 Likes

Please do. I have tried and failed.

Thank you!

Get BlueMail for Android

1 Like

For the benefit of anyone following this thread in the future. AXA (same office as we have home insurance with) gave me two quotes, each for different standards of car. No issue with being a UK resident with a second home.

The key point I learned was regarding ‘no claims discount’. AXA are quite happy to give reduced prices for safer drivers but not based on the UK NCD. Instead it is based on proof of how long we have been insured to drive in the UK and that we had not made any claims in the last 5 years. Max 13 years reduction. My UK insurer, whom we have been with for 5 years, was happy to provide that information in a letter.

As I had only retained UK insurance details for 5 years and cannot remember which company we used before then, AXA gave a reduced price based on those 5 years and will gradually increase this over the next 8 years.

The cost of the insurance included any driver who has held a license for 3 or more years, so all family are covered.

1 Like

The process of registering a car has had one change , this is that the Prefectures no longer deal with anything to do with registering , selling, or buying a motor vehicle . In my local prefecture the old vehicle registration department is now a vast open space with nothing in it. I went there to register a car before the changes , it was as easy as everyone commenting says.
You now have to use a online site called A.N.T.S. To access this site you have to use your login to CPAM or to the Impots. If you don’t have these you will not be able to access the site and therefore cannot register your vehicle. It’s as simple as that. I find it too complicated so I have since used an online 3rd party however they required a copy of my passport and my CDS but perhaps other 3rd parties do not.
As for insurance companies giving information and insurance coverage you have to remember that they are commercial businesses. All they are interested is your money, they don’t care about anything else. If you had an accident and wrote off your car they could say that the insurance was invalid because you were not a French resident and not pay the claim. They have already received your premiums so won’t care.

1 Like

Hi,if you have just registered a car,can you give us a detailed list of all the documents that were required please.The process seems to be getting more and more complicated every time i read a posting about it. Don,t understand why you have to access ANTS site through CPAM or Impots either,can anyone explain,thanks.

It’s just that you can use “France Connect” to identify yourself to ANTS if you have a CPAM or Impots account.

I’m afraid that’s just the way it is if you’re a particulier.

One can go to a garage which offers the ANTS Vehicle Registration service… for a small fee of course…

Our local Citrœn garage does it quite regularly. They arrange Re-Registration for the vehicles they sell, as well as those of the general public who can’t or don’t want to use computers…

I suspect there will be many other Garages which do this sort of thing…

1 Like

Still would like to know exactly what documents are required these days to register a car,it seems to be getting silly now.I don,t want to buy a car and then discover that i can,t register it because of some obscure document that is now required,which has nothing to do with a car registration.

OK… last time was just before Covid hit… at the Citrœn garage, which linked to ANTS…
They asked the new owner to provide:
Carte Grise
Certificat de Cession
Demande Immatriculation (Cerfa 1375005)
Permis de Conduire
Piece d’Identite
Facture EDF ou Telephone (less than 6 months) ou Declaration Revenu
Attestation Assurance Vehicule
Controle Technique (less than 6 months)
Certificat de Non-Gage
Mandat (Cerfa 13757
03) authorising the garage to act on the owner’s behalf

Folk may have been told differently in more recent times… but that’s how the list reads (I still have it pegged on my office wall)

EDIT: and, of course, the new owner needed to produce a bank card or similar… :wink:

of course, if importing a car, the documents will be slightly different… but I reckon you can pick the bones out of this easily enough…

@Euro50 why not check at a garage near to where you live… ???

Thanks for that,very helpful,quite a list compared to the good old straightforward days !

I used the Prefecture quite regularly (in the good old days) to Import… and always took a pile of documents similar to above… proof of who I am, proof of Purchase, proof of everything under the sun…

Cerfa 1375005 (demand…)
Old V5
Invoice (from the Seller to Me…)
Proof of my address… EDF etc
Piece of identity (passport for me)
Assurance doc (always had a Covernote from Insurers)
CTechnique done here in France just before visit to the Prefecture…
Import doc from French Customs…
Certificate of Conformity (not always easy, sometimes via DRIRE/DREAL)
Permis de conduire… no idea if they asked for that… but I had my UK one in the earlydays which gave no problems…

so, not a lot different in terms of documents… :wink: :wink:

Hi,Mmm,suppose so,but not quite,last car i did before they changed from the Prefecture to ANTS was -ID,EDF bill,COC,CT,V5, Quittas Fiscal and the form,all handed over and back in minutes,paid the fee and came away with your new reg number,all done in 15 minutes ,not quite the same nowadays,shall we say.

1 Like

Ah well, if we’re going for the record of the shortest/quickest visit… :wink: :wink:
I and 2 pals arrived to sort 3 cars… we had left the boys at home, discussing this and that…
Got back so quickly, they thought we’d been turned away… :rofl: :rofl:

We got there very early and just timed it right… had our papers all present and correct…
the icing on the cake was walking back to the parked car to find we profited from the “first 15 minutes free”… hurrah.
Girl Power… triumphs yet again… :wink: :wink: :rofl: :rofl:

2 Likes