Concubin status

If anything wouldn’t state support count against getting a CdS? Isn’t the point of setting financial thresholds to reduce the likelihood of immigrants needing state benefits? So if you meet the financial thresholds only with benefits then you may well have shot yourself in the foot?

I think France would be on dodgy ground with the EU if it gave you benefits that you are entitled to as an EU worker, and then used the fact against you. Of course France doesn’t want to shell out benefits to incomers, but, freedom of movement for workers is a fundamenal concept inthe EU. It’s not in the EU spirit for a country to try and restrict FoM for workers and only accept well paid workers. For third country immigrants yes that is exactly what they do, but EU citizens have rights that third country citizens don’t. SimilarlyFrench workers can go to Spain/the UK/wherever and be entitled to the same benefits as Spanish/UK workers, FoM depends on reciprocity.
As said above, the protection that the EU gives countries where workers are concerned is that they can differentiate between genuine and effective work, and marginal and accessory work. As distinct from the protection afforded against inactifs becoming a burden where countries can set a resource threshold.
But in any case the préfecture don’t ask, and to be honest the issue never crossed my mind until just now. As I said I probably did get prime d’activitié a few times but it didn’t stop them giving me a cds.

That would be the case for a worker, but if the person in question is unemployed and is only now sticking head above parapet?

Yes but good luck trying to get benefits these days without sticking your head above the parapet. CAF checks your status before it gives you a cent.

Hi Anna

just trying to understand the situation first as suspect we will have to do a Pacs but I want to know if this is the only way to sort outside marrying.

kind regards

Vanessa Howard

If you jointly own property or intend to leave each other anything, I’d have thought a PACS would be very advisable if only to avoid the risk of having to pay 60% inheritance tax.

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Hi but if it doesn’t sort out the issue of earning enough each might be then forced to marry. So need to learn more.

Afaik pacs entitles you to the same treatment as marriage, ie you have the legal status of a couple not two individuals.

Thanks for that will look into it.

Anna… is PACS as good as Marriage with regard to inheritance and avoiding Inheritance Tax here in France … ???

and… what about pension rights …??? I know of one couple who suddenly announced their marriage… and most of us thought they were already married.

Seems they had discovered that neither of them could benefit from Pension via the other half if only PACS’d. (this was about 5 years ago, so might have changed now).

Very difficult judging what to do for the best, in case the worst happens… :thinking:

or more generally
https://www.gan.fr/particulier/financer-projet/pacs/droits

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PACS is a kind of halfway (let’s be generous and say 3/4-way) house in many respects. Pension payments to the surviving partner are not covered from what I understand.

That was certainly the situation for our friends… he worked at The Prefecture and she was a specialist/surgeon or some such…

so glad they got their act together… we’ve seen too many folk die too soon and leave chaos for the family…

I went to a CIPAV roadshow some years back and from what I recall, under CIPAV, payments to the surviving spouse are not automatic, you have to specifically opt for it each year and pay an extra premium. The presenter told us a heart wrenching story about a man who had paid the spouse cover premium for 40 years or so, then one year he had cashflow problems and cancelled it for that year, and he died during that year and his widow got nothing because the cover wasn’t in force at the time of his death. How tough is that.

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Eeek ! Will that change with the switch over to URSSAF for everything, do you think ?

Well I guess every caisse has its own way of doing things. CIPAV does seem to operate differently from most in several ways.
My professional association keeps sending updates on the situation regarding switching from CIPAV, it seems there are advantages and disadvantages both ways and the verdict is still out. They are recommending waiting a bit longer until there is more experience to learn from, because I think that once you’ve moved out of CIPAV you can’t change your mind and rejoin.