French Bank for grown ups

OH always tests it. Sends a small amount first and checks they’ve received it. No anxiety involved that way.

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I always send just a tiny amount to any new beneficiary as a test amount first. Never exactly 1.00 or 2.00 euros or pounds, but an odd amount say 1.76 (always more than £1 worth if it’s coming from a £ account).

The low round numbers may trigger a fraud block as apparently a test transaction of 1.00 was often used by fraudsters testing a stolen card to see if still valid.