Well I only had one problem with Carsat and that was them keep asking for my bank details when they had already been paying me my reversion pension for the previous ten years. It took several calls and emails to convince them I was the same person and then the french pension arrived same day as the reversion and I now receive a statement from them each month of how much they have paid me etc. I found a nice sympathetic person on the phone at the beginning and asked if I could keep in touch with any problems - no trouble she said and I did call again and she helped. You have to wait upto three months for them to start paying the pension but it is backdated so people should budget for that as they are told this when applying online.
When I applied the recommendation was to apply x months before your chosen retirement date. Maybe three but I thought it was longer.
A colleagueâs husband works for CARSAT. If the OP likes, I could ask him for advice on how to proceed.
Both the UK and French state pension service application on line demand their applications no earlier than six months before your birthday and after that six months it could take longer and warn that payments would be upto three months after that date, hence the need to make sure you have money to live on
Am just looking at the reviews of the Normandy CARSAT. It makes quite fun reading. âDonât go there, you will sink into furious madnessâ!!!
Hi
Great suggestion, but if you open a Revolut account, you can get it with a proper French IBAN identity starting with FRXX XXXX etc. I use mine for all French government transactions with no problems whatsoever.
A bit like the Avranches HĂ´tel des impĂ´ts then 
I believe in covid and possibly before, the earliest time the UK would accept applications was fewer months, noting that Newcastle Overseas Depts seem to have different deadlines and processing times for applications of various sorts, than the rest of the DWP.
The dept in the UK for dealing with overseas claimants and payments is in Wolverhampton these days and not Newcastle for some while.
This is what the impots.gouv website says -
I am a non-resident. Assessment and declaration of wages, salaries and pensions
In principle, you have informed your French employer or pension fund of your departure abroad.
You will be taxed differently, depending on whether you are a resident or non-resident.
For French residents, wages and salaries, as well as retirement pensions are liable for withholding at source (PAS).
Non-residents remain liable for withholding at source for this income provided it is derived from French sources and is liable for tax in France under international tax treaties.
In this case, the Individual Tax Department for Non-Residents will handles your income tax affairs.
Please note : although you are domiciled abroad, you may be considered as a tax resident of France.
As has been previously mentioned, French private sector pensions received by a UK tax resident are not liable to tax in France, (under Article 18 of the UK/France treaty.)
I agree but donât think this applies to French state pensions.
I do not know what your text is taken from because you do not give the link, but the only document you should be looking at is the FR-UK tax treaty because theis takes precedence over national tax law.
Article 18 of the treaty.
I think youvare confusing yourself by calling them âstate pensionsâ. Government pensions are indeed treated differently but what the UK calls a state pension, is in fact simply a private sector pension.
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I completely agree with Sandcastleâs latest comment below yours.
Here is the relevant extract from the treaty for your convenience. Youâll see it simply distinguishes between pensions for services to a government (and its various component parts) - in article 19, and (effectively) any other forms of pension in article
18. Therefore unless the pension concerned is for government service, the only remaining valid tax treatment for any other form of pension (bar some special exceptions for certain military injury type pensions) is solely determined by where the recipient is tax resident.
Do you have concrete examples of UK tax residents in receipt of French (effectively social security) pensions - for non government service - that have been taxed only in France, after due consideration by the appropriate tax authorities? I would be very surprised indeed to learn of this happening, given the treaty terms.
Has @Jacquie_Clegg left the building?
Iâll see what happens in May when the tax returns appear on-line, 2023 was a split year for tax residency so I had to declare everything in France up until the date we left. The pension receipts were already noted on the return so it will be interesting to see how the Impots treat 2024 income as we were tax resident in the UK for the whole year.
AhâŚI was wondering if your series of questions on the treatment of French pensions in the UK meant it was an issue that affected you personally 
.
Regarding 2024, I obviously donât know on what basis, if any, you would need to file a French return, (eg if you have any French taxable income, other than pension income to report). If you are doing a return, or are assessed for that year, in your shoes I would be hoping my return was being dealt with by ImpĂ´ts specialists familiar with the UK/France treaty, and who were fully satisfied as to the evidence of your residence in the UK. If there is any attempt to tax your French (âstateâ) pension (ie not for service to a French state entity) in your shoes I would absolutely challenge the treatment. Do keep us in the loop!
In your situation there is also the health cover issue. Normally CSG and healthcare cotisations are deducted from the French pension unless you have provided proof to your caisse that you are covered by the nhs of another state. Hopefully you have done this if you are now covered by the NHS.
All income worldwide must be declared in the country of residence, with one or two exceptions. As a French resident I recently had to pay capital gains tax in the UK on the sale of my UK house.