Health Insurance. Is it really worth the high cost?

[james]

We have some articles worth reading John, and @fabien will be happy to answer any questions you may have.

Top-up health insurance 'mutuelle' in France

[image] When we arrived in France I was stunned to discover that my kids needed to be insured before they could be released into polite society. I was pretty clueless in those days (still am in many ways!) but fourteen years later, I have got to grips with French insurance requirements. [image] Insurers are the same the world over. They will do anything possible to avoid paying out. We all know this and we all know that we should, in theory, read every small detail of the policy, but which of us can honestly say we do it? Last year we had two unfortunate (and expensive) incidents caused by my failure to do just that. In the summer we borrowed a car from a friend and upon breaking down in Italy, discovered that we would have to foot the recovery costs, despite having been (verbally) assured by the agent that we would be covered. Ouch! Then we went to the dentist for what was supposed to be a routine clean. Our dentist is very good and always checks the “mutuelle” policy details befo…