Hey Teresa, let me know how you get on with N26. I am very interested, but read a lot of negative reviews, mostly about complete lack of customer service and problems with the card being accepted. I have just moved here, and am stuck in the loop of needing a permanent address and payslips to open a bank account and needing a bank account to obtain a permanent address and payslips, so N26 is a seriously interesting option, if only to get started out.