Hello again - I’ve attended and talked to many experts over the last year thanks to the physical conference in London which SF’s Catherine advertised … … and then a follow-up virtual conference organised by Alison Lounes who I met at the physical conference.
I’ve had problems re:move as even though I’ve found answers to all of my questions, I’m often not too sure whether the answers I’m given are personal opinion or governmental policy.
Anyway - and as stated by Robert Kent(ington) at the physical conference mentioned above - and the subject of this thread - he described Assurance Vie as the key financial instrument that we all need to be aware of when moving to France. The Assurance Vie is of particular importance to those of us that want to structure our funds so that the kids get them when we die without suffering excessive levels of taxation.
Here are the two sites that I’ve discovered which have explained what I wanted to know and ever so clearly.
1 - Youtube
Life Insurance 2026: The 5 Traps to Avoid + Lucya vs Linxea (Comparison)
MPM Investissment
2 - Website
’Assurance-vie : tout savoir et ouvrir le bon contrat – Guide 2026’
Avenue des Investisseurs - tied to ‘Prosper Conseil’
Note - the authors of these two sources are excellent teachers and they appear to converge in their advice - which is of note in itself (see link below).
Hope the information is useful! Thanks S.