We have them for both of ours 9 and 11, opened at Barclays France (I know, I know, them). If I remember rightly, it was simple enough withthem not entitled to credit/debit cards until 18, we don't have any but if we wanted to have a current as well as savings account then we would have cheques which I would have to sign. They had them in the UK, all child benefits went directly to them and they are still there with a better interest rate than here. All I know is that every now and again relatives or we put in money and it grows slowly but charges are quite low. Seems fairly straightforward. Seems important that you choose your bank carefully and avoid Crédit Agricole like the plague, terrible bank.