Hello everyone. Has anyone experience of lodging a cheque drawn on an Irish bank to their French bank account? We have an account here with La Banque Postale and I need to lodge a cheque drawn on AIB. Do I post it back to my Irish bank account or hope it clears through the French system quickly enough??
Thanks in advance.
Hi Sheila, thanks, we've both been mega-busy... everytime I log into my e-mail, there's over 200 mails.... I'm getting used to deleting them very quickly... this season has been crazy sofar. Roll on April
Whatever way you go about it, Hope it works out, transferring money between countries can be a pain in the swiss.
Hi Zoe
Long time no see! Hope yourself and herself are well, and that you've had a busy and profitable season.
Thanks for the reply - we will need the funds to clear quickly enough, so from what you say, I'm probably better off sending cheques back to AIB to clear. It's the only account we have back on The Rock, closed everything else.
Bye for now.
I've lodged AIB cheques in the BP, but it can take a hell of a long time to show up on your account.
I've closed all my bank accounts a good while back, and keep a credit union account going in the village I grew up in, specifically for cheques and whatnot.
Thanks Peter and thanks Elaine. I have online banking so that's no problem. An Post will send me a cheque - they won't do a credit transfer, even to my Irish bank. So I request the funds, they post a cheque to me here in France, I post it back to my Irish bank, wait for it to clear and then credit transfer from Irish account to French account. Pain in the proverbial!
Sheila,
I really don't think you can lodge one EU country's cheque into another EU bank account. If you still have the irish acc, lodge it there. We transfer money online from irish to french acc all the time, and it's instant, so if we did what you suggest we would only need it to clear in Ireland and then swish it over the web waves.
It's worth setting up online banking if you can, and not have it already, esp if this will happen a few times for you.
Only my thoughts on it, I haven't actually attempted to lodge an irish cheque here - i normally send it back to my irish acc.
Bon Courage!
Haven't done this for about 15 years, but it used to be that Credit Lyonnais would credit it to your account sous reserve d'encaissement, i.e. assuming that it would be honoured, but with you paying lots of fees if it bounced, as well as a clearance fee on top. Personally, I'd be inclined to post it back to Ireland, and then use a SEPA payment for a one-day transfer to France. (I'm assuming that the cheque's drawn in EUR & not in GBP.)