All you petrol heads probably know this and logical if you think about it…however this was first time garage told us we should tell our insurers if we wanted the franchise on the courtesy car covered. Since it is €1200 we certainly do!!
A bit of a fash for 24 hours, but no way want to be liable for more than our normal franchise.
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Enterprise Rent-a-car or Hertz were always my go to franchises. Had a terrible experience with Avis so won’t touch them now. 
I think Jane’s referring to the excess 
Must confess, the few times we’ve had a “loan” car… we’ve never thought about excess… but we do always drive 'em extremely carefully
It’s certainly something to check up on… rather than possibly get lumbered with an enormous demand… aaaargh.
Is she? I didn’t realise!
I sometimes think people believe I’m even more daft than I actually am! 
You might very well think that… I couldn’t possibly comment 
The muddled mixture of French and English we use. I couldn’t at that moment remember the word “excess”. 
It took an extraordinary amount of brainpower just to remember the names of 3 hire car firms for that pun which fell flat, so I’m perfectly happy to agree
Yes, some rental companies milk the super collision damage waiver. The basic CDW is included in the rental but the excess can be a couple of grand pr more. The quote I got from Hertz this week for super CDW was €40 a day (FFS). Luckily I have a multitrip policy that costs €56 P.A. and covers up to €7k of excess. The only downside is if you do have a bump you need to pay the excess and then claim it back. Equally photos of the car when you rent it are vital.
It’s very easy to get insurance to cover the excess on a rental/loan car - and it’s pretty cheap. I use a company called CoverForRental - look them up on the internet
Our garage gives us a courtesy car but leaves the insurance up to us to arrange. They give us a copy of their carte grise and confirmation that we’re having work done on our car, our insurance agent then sends that to Allianz and arranges for our existing cover to be temporarily switched to the courtesy car. We just have to let them know when we’ve picked up and dropped off the car, because the policy only covers one car at a time.
Apart from the time sending emails and calling the agent, it doesn’t cost us any extra (presumably because the courtesy car is cheaper to insure than our actual car).
Funnily enough the car is being serviced tomorrow… But pay day isn’t until Monday 
That’s exactly what our garage expected. And as you say not difficult! It was just it had never been mentioned before in the umpteen times we’ve had a courtesy car 
Presumably the garage insurance covers your car when it’s in their hands?
As does ours.
I always assumed (as have friends who also use the same garage) that we would be insured as in France the norm is for the car is insured for any authorised driver.
I will explicitly check this next time.
You are insured, but with our garage the franchise was €1200! With our own insurance it is €250
Yep, exactly.