Looking at some houses on immobilier websites, I saw reference to this website, which identifies various forms of risk to property, and classifies the risk.
I hadn’t spotted the references before.
Is it a new idea?
What impact does it have - if anyone here is aware of it - on the availability of insurance?
Isn’t this another thing which comes into play from 1st April …???
I know I was reading something in the Press, this week…
here, I think…
Well, that’s certainly a little goldmine of info in easily digestible form, for which I thank you! - but I don’t think it’s the same thing.
The risks which the website I mentioned refers to are flood, earthquake, earth movement, radon, retrait gonflement des argiles
I don’t suppose that rings any more bells with you, does it?
Sorry, I half read your opening post in the middle of doing something else online and completely misunderstood.
Ah well… I’ve just looked at the link you offered and it does seem like a reasonable idea for anyone thinking of purchasing a property…
On the other hand, it might well strike terror into the hearts of folk who suddenly find their home is liable to heaven-knows-what drama/risk etc…
I think I’ll leave well alone… 
EDIT: the Report has been obligatory since 2006…
L’état des risques et pollutions est un diagnostic immobilier qui compte parmi les diagnostics immobiliers obligatoires avant la vente ou la location d’un bien ou la vente d’un terrain. L’ERP est obligatoire depuis le 1er juin 2006 , qui était à l’époque nommé ERNT.
When I bought the new house last summer, there were lots of pages of all sorts of risks, geo especially radon,seismic,climatic and inondation reports going right back and recent changes to drainage to combat the problem etc, too much to read at the Notaire but I did read it later on. They even stated how long it would take if the barrage in the mountains breached and got down here to my property/commune - a bit disconcerting but at least forewarned etc… I think literally everything you can think of now is included so there is no comeback that buyers were not warned. I tried to get insurance for inondation with the insurers I have been with for 15 years, their branch locally and they refused, said they had stopped doing it so in the end my bank in the old dept 1200kms away covered me for all risks including that and then it was transferred to the bank here in this commune with no problems. There has not been any flooding here for many years in this commune but with things going from bad to worse every year as we see on TV, you just never know and luckily now all newhouses here are built 1.5m above ground level. There were also many pages of charts and maps showing stuff.
From the start of the year the ERP has to be produced and available before a property can be advertised for sale just like the DPE (energy survey). It’s not a biggy and the information is available to anyone online for a small fee so you don’t actually need to employ a diagnosticeur to produce the report.
Aha!
I deduced the information must (already) be available, presumably also to insurers, but I didn’t know the new requirement for a reference to it.
The ERP was part of my diagnostic report when I bought my maison 3 years ago, and the Notaire read through it with me, it looks like you now may be able to look at the ERP at the house hunting stage rather than wait till you had practically bought the house?
Yep, you enter the address and the website gives you all the gory details!
When we were looking at houses last year I was surprised that a few agents insisted that it wasn’t necessary, one even said that a DPE wasn’t required as it was a holiday home and didn’t have central heating .
Blimey! Leggetts?
No, it wasn’t them, surprisingly. Had other issues with them though 