Healthcare minefield

Hello everyone

I am 59 and my wife is 55. We are retiring to France at the end Oct, don't intend to work and need healthcare. As I understand it we would need to either try and get into the french system after 3 months,and pay top up, or pay for full private healthcare for 5 years to be eligible to enter the french system and then pay top up. I have had quotes of over 8000 euro for private cover!

I have been told by one insurer that if they refused to cover me because of existing medical conditions, the french system would have to let me in. Any thoughts?

There is so much info on this site and others about healthcare that my head feels ready to explode.

Definitely out of our comfort zone


Thanks Debra,should keep me busy for a few hours!