I genuinely do not understand:
- Won’t you will qualify at the age of 62 for a full french “solidarity” pension of up to 900€ a month, even without ever having contributed? As a citizen or even as a legal resident with 5 or more years surely you will have the same financial protection/rights as any French person who has stayed at home to care for their families and never paid in?
1a) It was my belief that this is also true for citizens/permanent legal residents
who have a foreign pension that is less than the “solidarity pension” that Macron has pledged to raise to 900€ per month? These pensioners should be able to qualify for a top-up pension, n’est-ce pas?
- If your partner doesn’t want to sell his property for a smaller, more financially-manageable place then could you both not consider buying an investment apt or house, in both of your names, that you could retire to after he dies but that ALL of your two sets of children will later inherit?
You’ve already done much better than most of us older expats by getting French citizenship, a French passport and a French partner but your concerns for your future are understandable if the social safety net, for some reason, isn’t there for you as it is for French women and men of retirement age.
you should speak with another Notaire/lawyer about your rights if you should decide against leaving France.
These are true questions - I am not 100% sure about the pension, solidarity-payment rights of older people who have arrived in France without having worked here.
When I die the French government will take 45% of my assets that are not in an Assurance Vie and since most of us older expats have sone assets the French government is likely to profit more from us, averaged out as a group, than it will cost it in a few measly solidarity payments so it’s not as if we’re a drag on the system, quite the reverse.
Can anyone out there confirm this that Frances needn’t be left high-dry in her old age?