Sick pay, what are we entitled to?

[cat]

Hi Anita,
I hope you get something for your sake but I wouldn’t hold out much hope
And yes, as Mandy says, contacting an assistant sociale is a good idea.
I was recently off for a month and got nothing from the RSI despite having been paying in for over a decade. James is also off work too now and I am just so glad that we have an insurance policy organised by @fabien that will pay out in the event of us being unable to work.
I have written a post about it here and hope that some of the information proves useful. Good luck and let us know how you get on.
Xx

Self employed? You need to read this!

If you are self employed in France you may well assume that all the lovely tax you pay goes to provide you with a range of benefits when you need them. Well, yes it does. Up to a point. I’ve got no quibble with the healthcare system - in fact I’m typing this from a hospital room where Mr. H is awaiting surgery 72 hours after the GP phoned up and requested a slot. I haven’t had any experience of pension payments so I am not going to comment on those - (although I have been told that if you are a micro-entrepreneur they are pretty rubbish) - but I am going to tell you about being off work due to an accident or illness and just how little you get. A couple of years ago whilst reviewing all our insurance needs with the lovely @fabien, he very sensibly pointed out that if either of us were to have an accident, major or minor, let alone get a terminal illness or develop a long term condition, we would be in trouble. Having talked us through various options he found policies to suit us both …