Taking advantage of low mortgage interest rates

We only became aware of the very favourable mortgage rates in France after we committed to a cash purchase at the signing of our compromis de vente.

Now we have made application for a mortgage through HSBC where we have an account. The mortgage is unlikely to be approved by the time we need to settle (as per the term of the compromis). HSBC have advised the funds cannot be transferred to our Aus account. It seems the only way we can access the mortgage is if it prepared in time for settlement. Our agent has advised that a lot is riding on being able to set tle as agreed. The vendor of the house we are purchasing has committed on her purchase on the same day. Does anyone have any suggestions as to any way around this issue, so we can satisfy the requirements of the compromis de vente AND take advantage of the HSBC mortgage?