I am a French resident with French car insurance and wish to take my car to the UK for a prolonged period of time - possibly up to six months. Does anyone have any experience of whether typically, French insurance companies will allow this ?
Thanks in advance for any responses
Sorry for the non-answer, but you’d really need to ask your own insurer or read your contract as they could all be different, for example mine says that I need to notify them if the car will be outside of France for more than 90 days but is silent on what might be the follow on from that notification, such as additional charges.
My experience might be different from yours. I took my car out of France for more than 90 days and my French insurers would not insure beyond the 90 days. I ended up getting a UK policy for the extra time.
But as @JohnH has said, it would be best to ask your current insurers if they will cover you beyond 90 days.
Another point, I’m sure you know already that some (perhaps all) insurers reduce the level of cover when the car is overseas. My French insurance is ‘comprehensive’ in France but just Third Party in the UK.
When I bought my insurance there was a paid option to maintain the same cover outside France.