Taux d'usure

Please could someone explain what this (taux d’usure) is and why it is apparently blocking my mortgage application?

My bank’s adviser seems to think that the position might / will change from month to month … but progress is not being made.

Thanks in advance

Taxe d’usure is the way banks calculate lending thresholds, to determine what they will lend you. The amount varies according to type and length of loan. There were some changes to the calculation on the 1st July, which may be what’s causing the hiccup.

Thank you so much. My adviser told me about the changes due on July 1st but since then has asked me to be in contact again in August. C’est la vie!