Temporary car insurance in the uk

We are unexpectedly having to travel to the uk next week. We will have the use of my nephew’s car. Does anyone have any recommendations of good companies for temporary car insurance (1 to 4 weeks).

Can your nephew add you as a named driver on his policy?

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Which licence do you have? It might be problematic if it’s French.

Anyway, Adrian Flux are pretty good and I’ve used them a couple of times.

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We have used the above in the past, and can’t fault them.

When brex***t happened it was then only available to UK residents, I can’t be certain but think that changed a couple of years later and again available to expats abroad.

If no luck with the above google UK car insurance for expats abroad.

I can’t remember the company we used whilst icar insurance readjusted their policy to allow expats.

Just looked at icarinurance and it’s not possible now .

On checking emails this is the other we used

I’ve known people do that for a modest fee and temporary increase in excess. Worth OP’s nephews checking with their own insurance first

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AA and Aviva both do it. Haven’t used them since Brexit so no guarantee. They both “register” with the online insurance database ANPR checks so saves pointless stops

I just did this. Added myself to my mum’s Admiral policy. £45 for 10 days. I have a French licence.

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Have you thought about approaching your french car insurance company to provide cover - we are covered if we hire or borrow a car - we insure with AXA

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I used to be on my parents insurance policy but once it was clear that I lived in France and had a French license it was no longer possible.

My mother had since tried to add me to her insurance when she changed providers and again it was not possible.

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It could depend on the insurance company.

Your nephew should ring his car insurance company, tell them the plan and they will advise. Why hasn’t he already done that?
My insurance company just says yes ok in such cases, but some might not. If something goes wrong they will get it back from your insurance.

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I’ve had the opposite. My daughter and her husband live in the UK and added me successfully to their insurance last year, declaring me as British citizen, French resident, EU licence holder. The total cost for one year was just under £50. Unfortunately, I have no idea which insurer they were with at the time . I think one needs to ask the specific insurer as policies seem to vary wildly.

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Was this for short periods Matt? I’m
not permanently on my mum’s policy but adding me for short periods has never been a problem. With Admiral at any rate. And they know I live in France and have a French licence.

Initially it was permanently then later just for specific periods - had one quote which was hugely expensive so ended up just hiring a car multiple times (in low season) as much cheaper.

That may have been the problem :blush:

That was this year having had problems with many providers last year - situation was no different so didn’t get any more quotes.

Hiring a car at £10-15 per day was cheaper and more convenient for a short stay.

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Just another B benefit, similar to me in the opposite direction, AXA own another subsidiary and AXA insure across borders whereas the subsidiary doesnt.

Are you sure? Will Hertz or Avis accept that? Personally I wouldn’t be comfortable with that. I just take their basic insurance and have an annual multitrip policy for the excess. I wouldn’t be comfortable at all driving a borrowed car in another country assuming my French policy (of which I have three, grace a Fabien) would cover me. I think I’m with Axa too.

I did do basic checks such as asking my insurance company - Axa - if I am covered. I do not just assume. If hiring, I have the basic insurance that in 9 times out 10 comes as part of the rental and the excess is covered by a multi-trip insurance that I have.