I have a big problem and have no idea how to deal with it.
I am an AE and work was going well until last year when I fell ill and underwent major surgery. Not being on a salary I was not entitled to sick leave and for a few months could only manage to work for a few hours a day.
As a result I got way behind with my URSSAF contributions. I negotiated a payment plan but with every quarterly declaration I find myself unable to pay my monthly payment plus the amount then due.
I have had baillifs at my door several times and the problem is URSSAF have now sent me an Assignation en redressement judiciaire to be held in early September. They have said that they can re-negotiate the payment plan but I need to pay the baillif fees first - several hundred Euros in two months, which may not be possible (a lot depends on how many invoices my clients settle in time).
I have received a tiny amount in Prime d’Activité but I give all of this to my bank as keeping up with mortgage payments has been impossible - for the time being they are giving me some slack, but this can’t go on for ever.
So currently I’m thinking I may not be able to sort things out before the hearing.
Physically I am getting back on my feet but my finances suffered a huge blow whilst I was recovering and I can feel myself sinking into a financial abyss.
Anyone got experience of this? Could it be to my advantage?
Feeling a bit overwhelmed!
Thanks in advance for any words of wisdom!