If like us, you listen to UK radio at home, you won’t have been able to escape the adverts from companies offering to see if you were mis sold PPI (Payment Protection Insurance) on a bank loan or credit card from one of the major UK players (think Halifax, Lloyds, Barclays, NatWest, Egg, HSBC, Bank of Scotland, RBS, MBNA, Citi for starters, let alone Northern Rock!), and offering to claim money back on your behalf.
We looked into this a few months back, made a tentative enquiry and were given a huge wedge of paperwork to complete. So with everything else going on in my life, I gave up
Last week a friend recommended a company who ‘do it all for you’ - I was slightly sceptical but gave it a try. I handed over my name and phone number and a very efficient advisor eventually managed to get hold of me (not the easiest thing in the world as I am either teaching or driving or at home with no mobile signal!).
Giving him the (very basic) information that he required took literally 15 minutes. No forms to complete, no hassle, just some potential cash. Yes, they take a percentage but I figure that a percentage of something is better than a hundred percent of nothing and there is no way I would have the time / energy / ability to take on the process myself.
I have no idea whether James or myself will receive anything but it has got to be worth a try, so if you have even the slightest suspicion that you might be able to claim something back and are interested in using a company who do all the leg work for you and make the process as easy as possible, send me a PM with your phone number and I will put you in touch.