SHe works for these people: https://bh-assurances.fr
She sends a monthly email covering various topics, largely financial.
Interest on foreign accounts are subject to social charges. As are foreign pensions (except government pensions, eg police officers, teachers).
UK rental income is not subject to social charges.
Just tick the box to confirm you have an S1 (can’t remember which box number because I don’t have an S1). And that way no CSG/CRDS will be levied. The only social charge you’ll pay is the solidarity tax (7.5%).
I THINK the boxes to indicate you have an S1 are 8SH and 8SI. But don’t quote me on that.
It’s supposed to be raining here tomorrow so I plan to tackle my tax return then.
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On the 2042CK blank form I’ve received, there is a section to “tick” if one has an S1
Section 8 :DIVERS
Vous êtes affilié a un régime d’assurance maladie d’un État de l’Espace économique européen, du Royaume Uni ou de la Suisse et vous n’êtes pas a la charge d’un régime obligatoire de sécurité sociale française
8SH
8SI
and I always tick both boxes (as there are 2 of us.)
Does this help?
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Thanks ladies. I have not yet received my paper forms so will visit tax office next week. I did my first declaration on paper last year after husband died so I do t know if I will automatically receive them this year
My paper forms arrived yesterday (Friday). Yours might well arrive next week 
but if you are going to the Tax Office anyway… you can check that Paper will be arriving (or pick one up if not.. )
Did my online return this morning. No
issues to report other than the dilemma which I probably had last year too over whether to click on “modifier” or “supprimer” to report the closure of a foreign bank account.
I don’t know what happens if you click on “Supprimer” but certainly “Modifier” lets you indicate the date on which you closed the account.
Note to self: combine NS&I bonds into one so as not to have to report umpteen account closures & openings every time bonds mature.
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I had been thinking, OK I’ve done it several times now, it should be a doddle this year… 
[quote=“Helenochka, post:47, topic:57800”]
Note to self: combine NS&I bonds into one
This. Such a nuisance to close old and enter new every year and make sure no errors…
[/quote] Stella
It’s supposed to be raining here tomorrow so I plan to tackle my tax return then.
Ha! Me too, bright sunshine, blue skies. Maybe tomorrow…
I have seen 1.1717 and 1.1675 … Isabelle Want says 1.1675
I contacted Isabelle querying the tax credit on UK dividend payments. They are not taxed in the UK, (well mine aren’t, is there a certain level to reach?) so there should be no relief IMO. She says she just repeats French gouv info.
A tax fonciere question. We have several out buildings we are paying for on our fonciere bill. One of them is now unusable, having had its roof taken off by an errant tractor. At what point does this building stop being included in the taxe fonciere?
Do the annexes come up automatically in online declaration or do you have to look for them later on
I don’t know but you can contact them with a query.
I discovered our TF included a ‘prieau’ (or something like that, can’t find it now) which turned out to be the low-walled area outside our back door. A children’s play area. I had knocked the wall down, so I asked them to remove the reference, which they did. I didn’t bother to check if there was a reduction in TF the following year as it probably changed anyway.
Can I ask, was it just the same process to get to the bank account entry place, I noticed George mentioned (quoting you) it was different this year. Also, is it still limited to 100 entries? (I hit that limit last year).
Many thanks in advance!
I just did 2 simulations. (Login page, ‘autres services’. ) One with box 2OP ticked and one without. The simulation without the tick resulted in a much lower figure for impots, the social charges were the same. There is nowhere on the sim to say I hold an S1. It didn’t take long to do the simulation. I have read advice to tick box 2OP but I did it last year and they wrote to me saying I would pay more tax, so this year I will leave it blank.
Hi
As George observed, the section for declaring foreign accounts is now incorporated in the main tax form. So no more form 3916
It’s straightforward though. And as usual they had a record of all the accounts I had declared last year.
How in God’s name did you end up with 100 accounts???
100 accounts? Good question - Regular savers Helen, fairly rewarding. A mix from 7.5% down to only 4.75%. Most only allow small amounts to be saved. But I struck lucky with one BS, I’ve currently got 9K saved at 7% and another 9K at 6%. (in 3 accounts).
I’d explain as a UK frontalier, tax resident, credit presence, I can open UK savings accounts.
And for many of these, you need the bank’s current account. So that’s x2. Then there’s the bank switch offers, I’m up to 2K free cash on those so far, and as some advise, never close a UK bank account! A lot of the BS’s have ‘loyalty’ offers too, so one wants to keep at least one account with each of them.
Figure in the air, I’d say my UK savings rate is approx 6% at the moment, before France tax at 20%.
I’m comparing that to my euro’s on 2.2% T212, 1.7% Wise and 1.4% Livret A which is tax free so an equally rewarding 1.7 gross to that of Wise.
The pain of these returns is of course maintaining the 3916 account declarations - and last year I ran out of online space by 2 - so I need to do manual forms for those 2. Hence my interest this year if the move to the main return has also removed the 100 limit. Thanks!
Of course, though my cash being rewarded in a secure fashion, like capital guaranteed, maybe I’d make more with the stock market, however it’s part of my pension savings so hmm, especially with the world according to trump playing out at the mo, is it a good time to jump in to stocks (and are they at at the top as well?)
Then there’s the exchange rate - do I keep the cash in higher interest GBP and brave the sterling storm coming, or cash out -5% at the moment from the 1.20 high?
So I’m sticking with the high UK retail savings account percentages at the mo.
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From memory, box 2OP is to have your fixed rate interest assessed at scale rates - 20% fixed versus likely 11% or 30% scale rate, depending on your final band. Obs. 11% you’re better off, 30% you’re not. (30% is after 28K income). My memory mind, so check yourself.
Box 8 SH for S1 is on the full simulator - may not be on the cut down one - again, check!
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Good grief. Am assuming if you’re a frontalier you’re still working in which case I’m impressed you can find time to keep on top of all this. I even cancelled the cashback on my Wise card because I couldn’t face the hassle of having to report the income.
I hope your spouse knows where you’ve squirrelled away all your nuts in case anything happens!
I always include a reference to my S1 on the mentions part of the form. I do it every year.
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