The 3916 tells everyone what accounts you have. It is the only good thing about it. If anything happens to me my OH knows what accounts I have.
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My money’s all in NS&I so I don’t suppose my surviving spouse would ever see it.
All done on line yesterday. Only minor hiccup was calculating CSG from UK pensions and the deductible. Also wouldn’t allow me to change my accomptes. There are some flaws with the online system but nothing major.
I did exactly the same. It really wasn’t worth the effort.
Keep on to of dozens of regular savings accounts -
Yes, I have a spreadsheet, updated b=start of each month with the new payments, it takes around an hour or a bit more if I’ve forgotten something! Most payments are sent by standing order, and the rest are really quick with the banking apps - for example the Bank of Scotland / Lloyds / Halifax are all in one app now, so that’s 4 all in one go.
I looked up the NSI rate 3.5% for the ISA - so for an extra 2%, an extra 50% income, I think it’s worth the effort.
Cashback on wise card - I didn’t know it did it! For cash back though, I’ve always taken the view that it is a discount on purchases, so not taxable, so I don’t declare it. I’d be interested of course to hear alternative views!
Am still confused about whether to tick Box 20P or not - still doing paper return. What is TMI?
Impots do like to play around changing the form(s) etc. Just when I think I’m getting the hang of it, and old age makes me doubt my memory. Maybe they’re gas-lighting me?
Is there any official reference to the sterling exchange rate to be used? (not that I distrust George!!) I just like to note where I got a figure from for my own records.
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THI in French = MTR in English
The marginal tax rate (MTR) is the tax rate that applies to the highest portion of your income.
We were advised by our local Tax Office to tick 20P.. in the days when it was easy to speak and discuss with a real person.
Still possible (and I’ve done it in previous years) but it does involve queueing for quite some time.. (well worth the effort though in my case).
Why not gather your papers and go and ask 'em direct ?? Everyone’s situation is different…
PS: I’m doing paper declaration too… you are not alone.
If you are in 30% tax rate for your regular income don’t tick it. If you are in the 11% tax rate consider ticking it. If you don’t pay tax then tick it - unless the interest is quite a large amount, say 10K.
If you check with the simulator once with ticking it and once without, you will see whether it is favourable for you!
Thank you
Cashback is not income, if it’s proper cashback it’s a rebate.
I know I’ve recently seen a post which shows how to see what you filled in on last years tax form, but it seems to have disappeared. I’ve searched high and low on Impots.gouv.fr and can’t see the form I filled in , only the summary.
They are in documents, for each tax year - labelled by the form numbers?
I get a couple of centimes every few months on my Wise account which states interest is already paid to the Belgian government. Have never declared anything to do with Wise as its not income based but purely money already declared in France just transferred into an easy way of paying for things in the US for me.
Yes, I think the the impot aren’t worried about a few cents - once I told the inspector I realised I’d made a calculation error, something was a few euro’s different to what it should have been - he just said - a few euro’s - pfff
BTW have you checked out letsmile’s pictures of his Canigou ascent on the Rando’s photo thread? Pretty spectacular!
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I tried this and not ticking was more favourable, but there is no option for stating I hold an S1. Might that make a difference?
I went on the European Central Bank website, their average for 2025 was 1.1671
Click relevant box, GBP vs euro, fill in the dates, see average at top right.
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Just done my declaration, what little there is to declare and its changed in format from last year as some annexes are no longer able to be downloaded when I tried to declare old UK bank accounts that have not been used since about 2015 and have less than €100 in them, says it already has the details apparently.
Thanks, I will look again , but I did use the full fat simulator.
EDIT I hadn’t ticked the correct box to trigger the appearance of the relevant page.
But I still don’t see box 2OP, only information about ticking it.
Thanks for your 2OP explanation, I understand it now.
On the simulator I could not find a place to put dividend income, so I imagine it is incorrect in my case. Hey-ho, I’ll just ahve to do the real thing.
I wonder if anyone knows about this: for the past six years my husband created and filed (online) the joint tax form via his tax number.
I’m wondering if I can create and submit the joint tax form via my tax number instead….