Recently discovered this site - hoping there may be some constructive applicable advice.
Background - me (54 + a bit) NHS senior nurse, him (49) HGV distribution driver. Have been counting down to my magic 55 bday to take advantage of special status to fully retire with NHS pension.
Dreaming of a move to France for over 15 years - now we are at only 15 shifts to retirement!!
Have found the house (Cantal region) - offer accepted - all as anticipated -waiting for documents to be translated then sign as neccessary. No stresses here.
Plan for him to move in to house (Sept) on completion and start self build update and general refurb (nothing beyond basic DIY required) - i need to indefinitely travel between France and UK on monthly basis to offer support to lone parent with dementia & also whilst uk house sale finalised. No income other than my NHS pension until we hit uk pension age. (12 yrs - but expecting it to increase - cheers Boris)
Just want to make sure i have everything identified and plans in place!! Please let me know if theres stuff i have completely overlooked.
LTVV applications submitted and interviews next month - top up health insurance in hand, all financials available (house purchase 150% covered by pension lump sum - uk house sale proceeds will be sat in savings account) french bank account open with cards and cheque book in possession
Currency exchange package all set up and has worked well with first few transactions.
Will be moving with hybrid PHEV car - all conformity docs ready to register within first month. EV plug installation in rural property being looked into by our fabulous agent!
House - dog - car - health insurance quotes all currently under consideration but will be active before pets cars and people cross the channel!
Basic french - albeit a bit dodgy with my broad northern accent and his southern one!! Duolingo in hand😊
Nil intention for either of us to make an income in France - pension and occassional dip into savings for frivolous splurges should be more than adequate.
Long term plan is to apply for carte vitale within next 3 years and sort paying all taxes into french system etc once apply for EU citizenship - depending on status of parent with dementia
Im a bit of a ‘devil is in the detail’ kinda person - so am more than happy to accept any advice / potential issues that you good people have already encountered.
Please - be gentle!!
Im aware that dreams often are nightmares in a fuzzy filter - i am certainly a realist!!!