@Elizabeth_Cox spoken like a true Brexit voter. I for one would be happy if the monarchy was abolished. I also believe firmly that every Brexiter living out of the UK should be forcibly repatriated so they can live with what they have wrought,
As for the utter tripe about ‘standing on our own 2 feet’ while hugging a bulldog and waving a union flag, that’s simply jingoistic nonsense.
We are a very small, crowded island (hence the island mentality) with no industry, which has never been self sufficient even in food. So given that we have to import most of what we need, and given that to do that we have to sell something in order to make the money we need to buy everything we import. How exactly do you imagine we can “stand on our own 2 feet”.
The reason the British had an empire was to take from those countries, things we could sell, to fund what we had to import.
I’m not sure Hong Kong, India and the rest will willingly put their necks back in the yoke in order to prop up a rather backward looking, colonial, narrow minded, nationalistic shitty little country with a superiority complex.
If someone is on a low income, medical care in France is free… although this has to be organised through official channels, but it is available… subject to certain conditions of course…
Mind you, low income means what it says. For many folk, it is difficult to balance a budget… but that is not quite the same thing. 
I have found it useful to be able to arrange that payments to EDF/SAUR or whoever… are taken out of the bank account to suit my own finances ie they get taken out after the pension plops in. 
I have often wondered how people on low incomes or with no savings pay for dentist bills (for example) up front, our recent treatment cost 210E and although we have now got most of this back we had to pay there and then.
Tim… you are a Brit coming to France and. as such, are expected to be able to get into the system and pay for a Mutuelle (to a level that suits you). the older one is when joining a Mutuelle… the more expensive the adhesion … is what we were told years ago…
and there are new mutuelles especially tailored for those on very low incomes… just coming on board… and teeth and eyes are being made much more affordable/free too…
Sorry Stella but I don’t understand what your point is, I’m not complaining about having to pay up front just querying how those without the means manage to do it.
Sorry… Those Residents without means do not have to pay up front… if they have applied for help and been accepted.
I would also add that a recent visit to A and E, with a visitor who had no paperwork whatsoever, was dealt with swiftly and without problem. The bill was sent a few months later… amazingly cheap… No idea whether or not she subsequently claimed on her holiday insurance…
@Peter_Goble You are older than we are, but that hospital only mutuelle seems dear. Ours is more like 500€ a year for 300% cover and includes a private room. Have you done price comparisons recently? Perhaps might be worth it this year? The link to Fabien is on the top bar on your screen.
Do you have a carte vitale and mutuelle? … or was the figure which you paid there and then, the amount after both those were deducted from the bill???
We both have a CV and mutuelle and have always paid there and then for pretty much everything, the 210E was the actual amount we had to pay the dentist and we will receive back approx 200E. If it is true that people on low incomes may not have to pay immediately then that is reassuring, I do wonder though whether the system could be tweaked so that you only pay the balance ie the bit that your regime and mutuelle doesn’t cover but I guess the doctors, dentists etc wouldn’t be happy with that.
Tim… I asked your situation because we never pay on the spot at the Dentist or Optician / physio etc … unless the sum comes to more than the total of the amounts that Security and Mutuelle pay. We usually get a devis for major work and we/he checks how much will be reimbursed and how much left for us to fork out. then we can decide whether or not to go ahead… but we only ever pay a balance and mostly zero.
The only people we pay upfront … our doctor … oh, and any specialist who is outside the “normal” lot… and they are always clear that they will charge and you claim it back but will not always get total back as their charges may be above the accepted level.
Give the dentist a post dated check - they are generally all happy to do this as they know the mutuelle / Sécu refunds can take a few days to appear.
Just wondering if Tim’s dentist is one which is not affiliated to the mutuelles… that would make partial sense… but surely the CV clicks in and reduces the bill a little bit. on the spot … ah well…
How dare you try to attribute attitudes to Germany held by my father? He and two of his friends joined up on the outbreak of war and were very nearly victims of the Lancastria disaster. They left France on the last British boat out. He had no problem with the average German soldier who was in an invidious position. However, like many of us, he had a problem with the average German voter who voted Hitler into power and believed all his shouting and bluster. Do you recognise any similiarity here?
His grand daughter has had to become German to continue her life of twenty years in Munich!
She is the Managing Director of an investment subsidiary of Allianz and a great advertisement for British citizens.
I am in my seventies for your information and am definitely not one of the brainwashed young and would venture to guess that you are one of those who didn’t want to become confused by the facts because your mind was already made up!
And get raw materials eg cotton super cheaply (exploit the bonded agricultural labour) so mills in Britain could make super-cheap fabric which would then be sold back to eg India thus destroying their local textile industry…
cf sugar dumping etc
It was @Fabien whom I consulted at length and whose recommendations I adopted.
I trusted his judgement and still do. I asked him particularly about what cover I or my wife should need against the possibility of my fracturing my femur (not uncommon in a fall by elderly folk), resulting in a hospital admission.
He advised the policy we took out to cover us both against the administrative fees mentioned, and transport to and from the hospital for and after operation. It seems to cover the basic post-operative inpatient physiotherapy required after hip surgery, but nothing else of mention.
Fabien himself might flesh it out further. I just want to be sure of not having to pay up-front fees if my wife or I were urgently admitted to hospital after a fall. That’s how I put it to Fabien. Bear in mind this was shortly after we got our Cartes Vitales in 2016.
Fabien is a great help … we used him to find a Mutuelle when our then current one proved excessively expensive. He found like-for-like at a better price… yippee.
I suspect we asked for more cover than you obviously feel you need, which is why our policy costs more and/but a large amount (if not all) of our health expenses are covered.
I shall be reviewing the situation with Fabien in a couple of years, after the new health regimes come into play…
each person’s situation is different and their needs also…
What are you going to be doing on the 31st?
Like all UK nationals resident in France I will loose my right to vote in municipal and local elections.
Forgive me if the following question has been asked and answered but with so many Brexshit threads on the go it is sometimes hard to keep up!
I have made my residency application on line and now wait for the wheels to turn and will do what I need to do when I am asked.
I also understand that those who already have CDS cards that thier transition to the new card will be very simple but for now, after the 31st they too will be non EU citizens until the card is exchanged.
My question:
When we are in possession of a reconised residency permit which will confirm that the individual is a resident of France who pays thier way like every other French national then will we be given back our right to vote? (national elections excluded as before although in my opinion this should also be a right)
there is no move afoot to enable non-europeans to vote in France… a new French Law would be required…
Hi @patron 
I did indeed advise a policy for hospitalisation only which is what most British expat tend to do to keep the premium low while getting provided with a decent cover in case of an hospitalisation. The policy do cover for the upfront fees in case of an hospitalisation but usually doesn’t cover for any outpatient benefit (except for the transport in and out of the hospital) so even if you have to do some physio and even if that’s done in an hospital it shouldn’t covered unless this is done in the context of the hospitalisation itself (you stay at the hospital overnight and are still considered as “hospitalized”). The costs are usually not dreadfully important though (I mean even if you’re not covered), again, considering this is not an hospitalization as most of the physio will be covered by the state anyway (70% of it at the minimum). Also important to bear in mind is that we can most often anticipate on these issues and increase the cover accordingly but again, the savings you’ve made since you have that policy (2016) will easily compensate on the fee you may have to pay for that physio (if any).
Hope that answers some questions? Always a pleasure to answer in more in-depth eventually
But we are European, the UK not being a member of the EU doesn’t change that.