My mutuelle and top-up are both MGEN which covers everyone in my family ( seeing we are all in education in one way or another) and I really couldn’t do any better elsewhere especially as there are 7 of us…
Indeed they are very good for people working in education (and public workers in general). We might say you are their ‘core target’
Thanks for that kind of comment, I’m really moved by your words and flattered that you trust me that much. It’s the best motivation to keep up with the good work By the way, I hope things have settled down a bit with Harmonie?
Morning Julie, welcome to SFN and happy to read that kind of comment… being helpful, that’s exactly why we are here
I also sought Fabien’s advice but due to pressures of a house move and other complications I did not pursue his advice and may even have been rather negligent in not acknowledging his help. If that were the case I apologise. At the time it was easier just to stick with AXA who have always been more than competent although I am sure that there are better alternatives.
I’m in the process of changing my mutuelle with Fabien’s help and it looks like he’s going to save me €2,400 a year and the cover will be the same if not better in some cases. My current mutuelle has now said “Oh we can match that”. So why have they been charging me so much for the past 20 years?
Wow… @terry … guess I had better talk with Fabien myself…
Many thanks for that feedback Terry, actually your example is part of what I prefer in my job, helping you saving a lot while maintaining the level of cover that’s a win-win-win situation as the new insurer is happy to get a new customer, you’re happy to make some savings and I’m happy to help you out My only request (if I may) is for us to get back in touch before 2037 so I can run some comparative analysis on a regular basis to make sure you always have the best deal (usually a checkup every 3 or 5 years is ideal). Thanks again for your support!
Happy to get in touch if you’d like of course
Hi Damian, don’t worry I’m sure you are properly covered as AXA is a pretty good insurer. They are not the cheapest but at least the cover is good (well it is 90% of the time ). When you just arrive from abroad it’s easier to go to an agency around the corner at first I completely understand and of course I’ll remain available later on if you’d like to review your policies at some point. Just a quick highlight on the French laws to cancel a policy as the process is different regarding the kind of insurance. For car and house insurance you can cancel these whenever you’d like as long as the policy is more than 12 months old. For anything else you have to send the insurer a registered letter at least 2 months before the renewal date (which is not the subscription date in 90% of the case so be careful). Maybe we’ll catch up later? Have a great day,
yes please Fabien… we are currently with Allianz (used to be AGF)…(renewal July)… Pharmacies/specialists etc etc say how good our cover is… but it does cost us an arm and a leg… so must be worth us looking at alternatives and taking best advice from someone who is trusted. (ie You !)
Well it certainly can’t hurt to have a look! Can you contact me via email directly with your phone details and I’ll be happy to get in touch (my email being firstname.lastname@example.org). Looking forward to hearing from you.
Cheers Fabien… it will probably be end of this week beginning of next. I am paying the high-price of going to UK on holiday and letting stuff mount-up in my absence…
No problem there is no rush, just shoot me an email whenever you have some time and I’ll call you back whenever you see fit Have a good time in the UK!
No problem Fabien. Though I’m not sure I’ll still be around in 2037! Mind you, why wouldn’t I make it to 96?
Well I’ll try to keep the insurance side as trouble free as possible and hopefully that stress relieve will buy a couple more decades at least Finger crossed and hopefully we’ll catch up soon
Not that anyone is necessarily interested… but I fully intend to live until 99 (at least) and I shall kill my OH if he dares to go before me…
It has come to my attention that at least one Survive France member has been cold called by someone with a view to selling insurance policies with reference to this post. This person has nothing to do with Survive France or @fabien
We do not operate in this manner nor do we pass on your information to third parties, please be assured this is just a cold caller and should be treated as such.
If you do get a call mentioning Survive France I would be grateful if you could let me know.
I was mpst interested to read your post. I would very mucb like to contact Fabian however the link you provided is no longer operating.
Can you provide me with an email, web page or telephone number where I may be able to contact him.
Thank you for your time.
Two ways… either click on Affiliates at the top of the page and select Insurance (Pepite Courtage)
or click on this link @fabien